DIGITALISASI MANAJEMEN KEUANGAN UMKM SASAKA DONUT DI KOTA MATARAM MELALUI PENERAPAN APLIKASI KASIR PINTAR
DOI:
https://doi.org/10.29303/abdiinsani.v13i7.3938Keywords:
MSMEs, Digital Financial Management, Kasir Pintar, Financial StatementAbstract
The strategic role of Micro, Small, and Medium Enterprises (MSMEs) as the engine of the national economy is frequently hindered by a lack of financial literacy, particularly amidst the rapid wave of digitalization. Consequently, this community service program was organized with the primary objective of escalating the managerial capacity of Sasaka Donut, an MSME based in Mataram City. The intervention focused on restructuring financial governance to operate systematically, transparently, and efficiently through the deployment of the Kasir Pintar Point of Sale (POS) application. A descriptive qualitative approach grounded in the Asset-Based Community Development (ABCD) method was employed throughout the program. This methodology facilitated the participatory involvement of the partner across five essential stages: planning, analysis, design, implementation, and final evaluation. Field findings demonstrate that the transition to a digital ecosystem successfully eliminated the constraints of manual bookkeeping and resolved the overlapping issue between personal and operational funds. During the post-training observation phase (November 15-30, 2025), the system automatically documented 74 transactions, accumulating a total revenue of IDR 65,272,000, and provided real-time net margin calculations. Further SWOT analysis confirmed that technology adoption not only mitigates the risk of human error but also establishes a precise analytical foundation for Data-Driven Decision Making, a crucial pillar for ensuring long-term business sustainability and expansion
Downloads
References
Anatan, L., & Nur. (2023). Micro, Small, and Medium Enterprises’ Readiness for Digital Transformation in Indonesia. Economies, 11(6), 156. https://doi.org/10.3390/economies11060156
Avira, S., Rofi’ah, Setyaningsih, E., & Utami, S. S. (2023). Digital Transformation in Financial Management: Harnessing Technology for Business Success. Influence: International Journal of Science Review, 5(2), 336–345. https://doi.org/10.54783/influencejournal.v5i2.161
Faturrahman, F., Subhan, E. S., & Shoalihin, S. (2025). Pengembangan UMKM Berbasis Transformasi Digital dalam Mendorong Pertumbuhan Ekonomi Lokal. Advances in Management & Financial Reporting, 3(3), 990–1008. https://doi.org/10.60079/amfr.v3i3.622
Fransisca, V., & Ningsih, W. (2023). The Advancement of Technology and its Impact on Social Life in Indonesia. Devotion, 4(3). https://doi.org/10.36418/devotion.v4i3.445
Khumairo, H., Hersiyah, & Mashudi. (2025). The Role of MSMEs in Driving Economic Growth and Income Equality in Indonesia. Ekonomipedia: Jurnal Ekonomi Manajemen dan Bisnis, 3(1), 22–32. https://doi.org/10.55043/ekonomipedia.v3i1.274
Kornila, L., De Rozari, P., Faah, Y., & Amtiran, P. (2025). Pengaruh Digitalisasi Keuangan Dan Literasi Keuangan Terhadap Keberlanjutan UMKM di Desa Penfui Timur Kecamatan Kupang Tengah Kabupaten Kupang. Glory Jurnal Ekonomi dan Ilmu Sosial, 6(5), 1855–1865. https://doi.org/10.70581/glory.v6i5.22179
Kosasi, S., Lukita, C., Chakim, M. H. R., Faturahman, A., & Kusumawardhani, D. A. R. (2023). The Influence of Digital Artificial Intelligence Technology on Quality of Life With A Global Perspective. Aptisi Transactions on Technopreneurship (ATT), 5(3), 240–250. https://doi.org/10.34306/att.v5i3.354
Mahfud, I. (2025). The Role of MSMEs (Micro, Small and Medium Enterprises) in Improving The National Economy. Journal of Economics and Business Letters, 5(5), 13–23. https://doi.org/10.55942/jebl.v5i5.915
Marbun, F. K. (2024). Analyzing The Effect of Financial Literacy on The Success of Micro, Small, and Medium Enterprises (MSMEs): A Case Study in West Java. Branding: Jurnal Manajemen dan Bisnis, 3(2), 42–56. https://doi.org/10.15575/jb.v3i2.44561
Mokodompit, M. R., & Utami, E. S. (2025). Optimalisasi Pencatatan Keuangan dan Promosi Digital Sebagai Solusi Permasalahan Operasional. OPTIMAL Jurnal Ekonomi dan Manajemen, 5(3), 194–203. https://doi.org/10.55606/optimal.v5i3.7212
Pascucci, F., Savelli, E., & Gistri, G. (2023). How Digital Technologies Reshape Marketing: Evidence from A Qualitative Investigation. Italian Journal of Marketing, 2023(1), 27–58. https://doi.org/10.1007/s43039-023-00063-6
Sartika, N., Iznillah, M. L., & Anita, N. (2022). Sosialisasi dan Implementasi Aplikasi Pencatatan Informasi Keuangan (SI APIK) bagi Pelaku Usaha Mikro Kecil (UMK) di Desa Wonosari. COMSEP: Jurnal Pengabdian Kepada Masyarakat, 3(1), 1–7. https://doi.org/10.54951/comsep.v3i1.165
Vărzaru, A. A., & Bocean, C. G. (2024). Digital Transformation and Innovation: The Influence of Digital Technologies on Turnover from Innovation Activities and Types of Innovation. Systems, 12(9), 359. https://doi.org/10.3390/systems12090359
Wahyudi, A. S., Yulivan, I., & Rahman, A. (2024). The Role of Micro, Small, and Medium Enterprises (MSMEs) in Supporting Indonesia’s Economic Resilience. Jurnal Pertahanan, 10(2), 297–307. https://doi.org/10.33172/jp.v10i2.19519
Wati, K. L., Rita, W., & Rahmah, W. (2025). Transformasi manajemen keuangan UMKM dalam Era Digital dan Ketidakpastian Ekonomi: Sebuah Eksplorasi Humanistik. RIGGS: Journal of Artificial Intelligence and Digital Business, 4(3), 566–575. https://doi.org/10.31004/riggs.v4i3.2033
Yulianti, Y., Isnanto, B., Amri, A., & Yolantika, I. (2025). Smart Finance, Stronger Business: Digital Financial Management Impact on MSME Sustainability. Jurnal Multidisiplin Indonesia, 3(2). https://doi.org/10.62007/joumi.v3i2.498
