NELAYAN BIJAK, LAUT BERKELANJUTAN: EDUKASI PENGELOLAAN KEUANGAN SEDERHANA DAN EKONOMI BIRU BAGI KOMUNITAS PESISIR KELOMPOK NELAYAN POLE MAUPA
DOI:
https://doi.org/10.29303/abdiinsani.v13i1.3281Keywords:
Financial Literacy, Blue Economy, Fishermen, Community Empowerment, MajeneAbstract
This community service program aims to enhance financial literacy and strengthen blue economy awareness as a foundation for sustainable economic development among the Pole Maupa fishermen community in Majene, West Sulawesi. The program seeks to improve basic financial recording skills, strengthen collective financial management, and increase awareness of sustainable fishing practices and value-added product diversification. The activities included socialization, financial recording training using a pocketbook, blue economy education, and training on fish-based product diversification. Evaluation was conducted using pre-test and post-test instruments consisting of 6 items on financial literacy and 5 items on blue economy and product diversification. A participatory approach was applied with active involvement of lecturers and students. Post-test results indicated a substantial improvement: 100% of participants were able to record cash flow, 85% separated household and business finances, and 90% participated in collective fund management. In terms of blue economy outcomes, 90% understood the blue economy concept, 95% demonstrated awareness of coastal ecosystem protection, and 100% committed to avoiding destructive fishing gear. Additionally, 90% showed interest in developing value-added products such as fish floss and smoked fish. Financial literacy gains also reduced reliance on informal lenders, decreasing from 75% to 35%. The program effectively improved the economic and ecological capacity of fishermen and strengthened collaboration between the community and the university. These results highlight the importance of local institutional support in sustaining coastal community empowerment.
Downloads
References
Budilaksono, S., Sovitriana, R., Trinawati, N., Dewi, E. P., Nurina, & Nasution, E. S. (2023). Pemberdayaan UMKM di Sekitar Pantai Carita untuk Manajemen Keuangan, Angsuran, dan Risiko Tunggakan Pembayaran Angsuran dari Permodalan Nasional Madani. JURPIKAT (Jurnal Pengabdian Kepada Masyarakat), 4(2), 82–92. https://doi.org/10.37339/jurpikat.v4i2.1322
Bahiroh, E., & Andrayani, S. (2024). Bijak Berkeuangan: Edukasi dan Peningkatan Literasi Keuangan Masyarakat untuk Mencegah Rentenir dan Pinjaman Berbunga Tinggi (Petani dan Nelayan di Kecamatan Tirtayasa, Serang, Banten). Jurnal Pengabdian Masyarakat (PENGAMAS), 1(8), 243–250. https://doi.org/10.62207
Fauzan, F., Akbarsyah, N., & Thirafi, L. (2023). Sosialisasi Pengelolaan Keuangan Pribadi bagi Nelayan Bojongsalawe Kabupaten Pangandaran. Kumawula: Jurnal Pengabdian Kepada Masyarakat, 6(2), 401–409. https://doi.org/10.24198/kumawula.v6i2.43321
Febryaningrum, V., Mayangsari, S., & Pandin, M. Y. R. (2024). Peran Ekonomi Biru dalam Memperkuat Ketahanan Ekonomi. Jurnal Manajemen dan Ekonomi Kreatif, 2(3), 67–84. https://doi.org/10.59024/jumek.v2i3.368
Maria, I., Sihotang, S. V., Sunarjo, R. A., & Handaru, A. W. (2024). Pemberdayaan Komunitas melalui Pelatihan Pengelolaan Keuangan Sederhana untuk Kesejahteraan Ekonomi. ADI Bisnis Digital Interdisiplin Jurnal, 5(2), 33–40. https://doi.org/10.34306/abdi.v5i2.1171
Islam, M. S., Islam, M. J., Hasan, M. M., & Nahar, F. (2020). Household-Level Economic Penalties Resulted from CCI Events among the Coastal Fishers of Bangladesh. DIU Journal of Health and Life Sciences, 7(1–2), 73–84. https://doi.org/10.36481/diuhls.v07i1-2.aa305921
Mensah, J. V., & Antwi, B. K. (2002). Problems of Artisanal Marine Fishermen in Ghana: The Way Ahead. Singapore Journal of Tropical Geography, 23(2), 217–235. https://doi.org/10.1111/1467-9493.00126
Mesran, Nasution, S. D., & Suginam. (2022). Pengelolaan Perencanaan Keuangan Keluarga Nelayan di Desa Perlis Kabupaten Langkat. JPM: Jurnal Pengabdian Masyarakat, 3(1), 1–6. https://doi.org/10.47065/jpm.v3i1.658
Ninawe, A. (2017). Blue Economy as Economic Activities That Directly or Indirectly Take Place in the Ocean and Seas. Examines in Marine Biology & Oceanography, 1(1), 500–502. https://doi.org/10.31031/eimbo.2017.01.000501
Prasetya, B. P. (2024). Peran Literasi Keuangan Nelayan dan Perilaku Rumah Tangga serta Implikasinya terhadap Ketahanan Ekonomi. Jurnal Ketahanan Nasional, 30(1), 126–145. https://doi.org/10.22146/jkn.78982
Rabbaniyah, L., Riyantie, M., Utari, E. D., Suhendry, B., Zahra, S. F., Pramudya, A. L., & Lestari, S. (2025). Financial Management Training for Fishermen in Indramayu to Support Blue Economy Implementation. Jurnal Pemberdayaan Masyarakat Madani (JPMM), 9(1), 117–130. https://doi.org/10.21009/jpmm.009.1.10
Ramadi, D., Kamal, E., Razak, A., & Prarikeslan, W. (2024). Kemiskinan di Wilayah Pesisir: Penyebab dan Dampaknya terhadap Masyarakat Lokal (Literature Review). Gudang Jurnal Multidisiplin Ilmu, 2(12), 440–449. https://doi.org/10.59435/gjmi.v2i12.1127
Selvi, S., & Amali, L. M. (2024). Pengaruh Literasi Keuangan dan Pemberdayaan Guna Mewujudkan UMKM Unggul di Wilayah Pesisir Kabupaten Bone Bolango. Journal of Economic, Business and Accounting (COSTING), 7(6), 6835–6845. https://doi.org/10.31539/costing.v7i6.13172
Tamarol, J., Luasunaung, A., & Budiman, J. (2012). Dampak Perikanan Tangkap terhadap Sumber Daya Ikan dan Habitatnya di Perairan Pantai Tabukan Tengah Kepulauan Sangihe. Jurnal Perikanan dan Kelautan Tropis, 8(1), 12–18. https://doi.org/10.35800/jpkt.8.1.2012.387
Ulfah, M. (2023). Analisis Manajemen Keuangan Keluarga di Desa Sebrang Sanglar Kecamatan Reteh. Journal of Student Research (JSR), 1(6), 188–214. https://doi.org/10.55606/jsr.v1i6.1805
Wuaten, J. F., Bawias, I., Tatontos, Y. V., Sambeka, Y., & Kapai, D. (2022). Alat Tangkap Ikan Tradisional Berdasarkan Parameter Selektivitas dan Hasil Tangkapan Sampingan Code of Conduct for Responsible Fisheries di Pulau Mahumu. Jurnal Ilmiah Tindalung, 8(1), 7–11. https://doi.org/10.54484/jit.v8i1.496
